All posts by Cecil Kuhn

Things to research about property investment

Research is essential when it comes to property investing. Jumping blindly to property investing won’t do you good. Investing in property involves financial decision making which costly if you are not careful and thorough. Research allows you to make strategic plan based on the situation and avoid making costly mistakes. Planning and research are important part of property investing you cannot just ignore. Smart investor will gladly do their own research without being told to because they know the importance of it. However, it is also important that you know what you are going to research about.

Things to research about property investment

What you need to research for property investing

Property investing is promising business but it has also its own risks. Being brave and willing to take risk is not the only thing you can do. Bravery without calculating the risk will only put your money in the line. That is why you need to do your own research to gain reliable information and data to take actions. Research for property investing should include related topics and subject. Here are things you need to find from your research:

  • Deciding your long term goal is essential in property investing. However, it will be hard to do if you don’t know your financial position and capacity to buy a property as investment. Besides, there is always risk you need to calculate before making any financial decision. To make everything easier, you can seek advice from professional and experts. They can give you honest opinion and useful assessment. This will allow you to know the big picture of your timeframe in investing.
  • Remember that even though you do your own research, you still need others to complete it. You need reliable, solid team to help you gain reliable information and advice. You need to build your own investment team consist of financial advisor, professional accountant, broker, etc. they can help you identifying the best strategy for your investment.
  • Next thing to research is of course the market and location. You need to find investment grade property which is quite challenging. To find the right location, you will need to dig deeper about its history of capital growth, demographics matters, etc. demand factors and local supply also need to be included in your research. This subject may take the longest in the process because it is challenging to find the right location. However, it will be worth it once you find the right one.
  • Thing you need to research is the type of property you want to invest in. You need to find the one that will suit your investment strategy and goal. Make sure to find the right property at the right price in the right location. You need to consider the proximity to essential amenities as well.
  • As mentioned earlier that you need to research about the right property at the right price. Thus, you need to find out as well how much you are willing to pay for a property investment. This is important to avoid paying too much for a property.

Taste the Glamping of Sailing: Luxury Liveaboard Komodo

Liveaboard sailing in Komodo National Park, Flores, is essentially a rugged adventure. How it’s not? Once you set sail from the port town, Labuan Bajo, everything surrounding you is just the wild nature. The islands in and around the National Park are almost completely devoid of mass development, with the exception of few dots of civilisation sprinkle on the main Komodo Island and a few resort in other secluded island. The rests are just jagged hills covered with golden savannah grasses and empty beaches. Everything is beautifully conserved in their wildest state.

Many people sees travelling to Komodo as a chance to get back to basic—just like camping deep in the forest. But just like camping, here comes the equivalent of “glamping” (glamour camping); the Luxury Liveaboard Komodo. The answer for people who like to enjoy the nature at its finest without having to give up on creature comfort.

Taste the Glamping of Sailing: Luxury Liveaboard Komodo

Resort-Standard Hospitality that Floats on the Sea

The Komodo might be arid from hotels outside Labuan Bajo, but that doesn’t mean it’s completely lacking of lodgings. Here, prime hospitality presents not inside rooms of towering hotel, but in floating phinisi ship. Air conditioned lounge with sofas and bars are the standard for all liveaboard Komodo which falls in luxury class. Passengers’ cabins are not a mere sleeping quarter; they are well designed, often on matching theme with the ship, equipped with super-comfortable bed, and private showers. Just like a hotel, they also provide amenities and complimentary toiletries for the whole period of your stay.

Dining menus on luxury liveaboard Komodo doesn’t just comprise of Nasi Goring and Mie Goreng, something that you would find in competitive liveaboard. You will be happy to find fresh seafoods and a range of tasty Indonesian cuisine in your table! Plus, you can order something from the menu for breakfast or dinner instead of just taking whatever on the buffet table.

A Place Where Adventure and Leisure Meet

Sailing with luxury liveaboard Komodo is probably the best way to enjoy the rare beauty of Flores from the comfort of a lounger and icy-cold cocktail without having to harm the wild environment. Instead of sacrificing the pristine lands for hundred acres of hotels, the hotel itself will be the one to take you for sight seeing and visiting Komodo’s must see. Staying on these luxurious liveaboard means you can get right back to the soft bed and warm crew services after getting roughed up with the Komodo dragons, hiking the hills, or diving deep under Flores’ wonderful sea.

Luxury Extends to Wide Selection of Entertainment

These luxury liveaboard Komodo doesn’t only bring extra comfort and service. Such price tags also means the availability of wide range of entertainment that would otherwise unavailable in budget liveaboard. Usually, they are equipped with flat screen TV and all inclusive diving equipments, but some luxurious phinisi in Komodo are known to provide water sport equipment like kayak, standing paddle, and canoes!

Learning More About Types of Investor in Property Business

One main reason why people start investing is to gain financial freedom. However, people go different path to reach the same goal. However, the fact is most property investors can’t achieve financial independence they expect to. Owning a property or two doesn’t necessarily make an investor financially independent. Of course, there are many factors why most property investors can’t even achieve their goal to have financial freedom even though they have done everything to make sure their business running well. Aside from finding out every factor, it is also important to know more about the type of property investor.

Types of property investors you need to know

There is no obligation for you to separate property investors into certain category. However, you can learn more from it because every type has different tendency in doing their work. There is no need for you to decide what type of investor you want to be. Of course, choosing which type of investor is better than other sounds wrong. However, every type has week and string point that you can learn from. Knowing the type of investor will help you to be more aware of the possibility of you working in certain tendency which doesn’t benefit you at all. You may have something to learn to improve your performance in property investing by understanding more about types of investor.

  • Analytical investors tend to spend months to years just to examine every nook and cranny of property markets. There is endless comparison regarding to values and sales, along with reading reams of materials. They tend to dig deeper to find out do’s and don’ts in property business. They also tend to be busy running around to seek advice from professional as many as possible. They usually spend longer time before making decision. The weak point of analytical investors is the tendency to over-analyze everything which often result in losing good investing opportunity if they can make decision earlier.
  • Passive investors tend to have no desire or passion to understand basic ins and outs of property investing. They tend to lack of consideration and calculation in making decision. They also tend to ignore consulting to professional and due diligence. The weak point of passive investors is that they tend to buy one of the first properties they come across. They tend to depend on emotional reasons in making decision regarding to property investing. Some of them even end up regretting their investment decision.
  • Active investors tend to put in some degree of work. They aim to find a good investment prospect. They at least find out about seek the basic understanding of the principles involve in property, taxation, as well as finance. They also tend to seek for professional advice. They do it to ensure their portfolio has the right structure. They also tend to do their due diligence to increase the opportunities to gain profit. Compare to analytical and passive investors, active investors tend to do better in property investing especially if they seek advice from reliable consultant.

Best Diving In Bali To Explore While Vacations

If people wonder where is the best diving spot in Indonesia? So the answer is Bali as one of the best dive spots in Indonesia. What makes Bali so special as the best dive spot in the eyes of the world? Visiting Bali is a must if you want to enjoy the best time in life. Bali is not only popular with hospitality, culture, and tradition. There are many pleasures offered in it.

best scuba diving in Bali

Best diving in Bali from various spots offered for you to enjoy the amazing underwater scenery. Each dive site offers many advantages and disadvantages that you must consider before diving.

Best Diving in Bali to Customize Needs

The best locations for diving in Bali on all tropical islands are very different. Each location offers different sensations. In some locations, it is best for beginner divers. Best diving in Bali for professionals offers extreme and fun diving.

Amazing In West Bali Diving Spot

One of the famous ones in western Bali is Menjangan Island. One place that is a national park that offers the most beautiful underwater scenery. Best diving in Bali is not only the best for diving but also suitable for snorkeling. Menjangan Island is rich in marine and coral life. You can explore some diving spots and almost all spots have no current. This is an easy dive and is perfect for beginner divers.

Diverse Best Diving in East Bali

Some spots that you can explore such as Teluk Padang, Candidasa and Amed offer different sensations. Teluk Padang is very close to the beach and is worth exploring. You will find reef sharks, seahorses, frogfish, and many others. Best diving in east Bali for professional divers, like Gili Biaha. You will find a strong and perfect current if you are a professional diver.

Amed And Tulamben

Amed is one of the best diving in Bali which is also popular in the world. Amed dive spots are quite easy and can be explored by beginner divers because the flow is fairly easy. In Tulamben, you find a more mysterious underwater exploration spot. The shipwrecked the USS Liberty which was torpedoed in 1942. The 120-meter ship was covered with coral and became the home of underwater species.

Remembering Bali is not too big, you can explore many of the best diving places in Bali during the holidays. Enjoying Bali is not only limited to diving but also finds a lot of uniqueness that is stored and becomes an attraction for domestic and foreign tourists.

Analyzing Your Real Estate Deals Properly

Running real estate business means you should always be ready with new deals that come your way. You need to know how to act on it since it can decide whether or not the deal is for you to catch. When you take too long, the highest possibility is the seller looks elsewhere. However, it is not good either when you jump into it too quickly. You have to evaluate the property because you don’t want to be a victim of regret in the future. Therefore, you need to develop the right system to analyze potential deals. You need to set up basic guidelines as well as perimeter to let you know if the deal needs to be pursued or passed on.

Analyzing Your Real Estate Deals Properly

How to analyze your potential real estate deals

It is not easy to set up the right guidelines and perimeters to analyze potentials deals that come your way. However, it needs to be done to prevent you from unnecessary problems in the future. Closing the right deals is important to build your real estate business progressively. Here are things you can do to analyze potential deals for your real estate business:

  • Pay attention on the time. Every deals requires different amount of time. However, both banks and traditional sellers need to the best offer that comes in the shortest time. Therefore, you are not supposed to pondering. You have to take action decisively instead. When have guidelines set, you will be able to moving forward from pondering. You can immediately do your due diligence such as finding necessary information. Then, you can make a decision whether or not to make an offer.
  • As an investor of real estate business, you need to run your own numbers since this business relies much on it instead of feelings. It doesn’t mean that you think everyone is trying to deceive you. It is just more reassuring when you gain the information you need. Besides, not all sellers give thorough information regarding to the property. Thus, you need to confirm it yourself to find out more about taxes, insurance, rents, utilities, and value. If you forget to run your own number, it is highly possible that you get bad deals.
  • The next thing to do to analyze the deal is by doing the right repairs for your market because not all repair money equals value. One upgrade may increase price value in some areas. However, it may actually decrease the value in other areas. Thus, if you are going to sell your rehab property then you should use real numbers. It makes realistic price.
  • When you see a property, it is important to not only analyze it for what it currently is. Instead, you can look at it for what it could be. As a smart investor, you should know that you can change the look of the property by using minor upgrades. Thus, don’t easily run away from a property just because of the looks. You need to be able to see through it and analyze what you can do to add the value.  

Komodo Diving Liveaboard: to Flores’ Flowers Under the Waves

Flores island might not appear anything like its name means—flower. Perhaps, the Portuguese who named the island back in 16th century has something in mind, or perhaps they have seen inner beauty of the island. Rather than a blossoming garden with blooming flowers, Flores is rich with spider-web like rice fields, hidden lakes, and thick forest though less tropical than other part of Indonesia. The greeneries, however, seems to get drier and drier on the west, until it turns fields of crips savannah covering jagged mountains in Komodo National Park archipelago. Though flower-free, the National Park radiates peculiar beauty; a wonderful land that seems like popping out from the lost world.

Komodo Diving Liveaboard: to Flores’ Flowers Under the Waves

A few decades ago, pioneer travelers that had been bravely ventured over Flores, Komodo, and down to the underwater world. And boy, another flower of Flores has been discover. A vast, large, and colourful coral with vibrant marine life blooms where water rules.

Since the rising popularity of Komodo’s underwater, now Komodo diving liveaboard has become an important part of most trip to the National Park. For most trip, diving has been an integral part that comes side by side with dragon hunting and island hiking.

What’s On Komodo Diving Liveaboard?

If you have been on diving liveaboard before, it should not be much different. You will be assigned to a cabin (shared or master with additional fee), having diving equipment ready on the dock, and get full course three meal a day. Komodo diving liveaboard operators in Flores usually offered two to five days trip, the latter is for true avid divers who wont leave Komodo before exploring its every dive sites. Three days trip are the most common booked trip, both for divers and non-divers.

Komodo’s Underwater Situation

Being part of coral triangle which expands from Philippines to Papua New Guinea to Bali, Flores is blessed with extremely rich marine life and teeming corals. To make it even better, the underwater region of Komodo also enjoys UNESCO’s protection status, preserving the area from illegal fishing and unsustainable harvesting method that will potentially destroy the fragile corals. As a result, Komodo’s underwater blooms with great diversity of fishes, corals, and reefs. The ocean between the National Park also become a nice home for the turtles, dolphins, manta rays, pelagic, to micro animals.

The water temperature in Komodo is normally quite warm, around 25ºC to 28ºC, particularly in the northern area. If you go to the southern part of the park, however, the water might get cooler which can reach down to 20ºC to 25ºC, though it can also change with the climate.

The best time to hop on Komodo diving liveaboard and embark on the diving adventure should be around November to January. On a bright day during these months, the water is the clearest, where you can see more than 30 meters easily. This is usually the best time to see a group of manta ray passing by in some Manta spot. However, watch out for the rainy season and high waves that frequently happen during December to early January.

The most peak season for Komodo trip, July and August, also offers great diving experience. Though visibility might be decreased for few meters, it’s usually the time where the sea is the richest, resulting in blooming marine life. August is also the best time to see Mola Mola, the sunfish of the ocean.

What are the Things you Should be Aware of to Become a Landlord?

Becoming a landlord is one of the solid ways when it comes to methods of investment. A landlord owns a residential income property, and it’s one of the most popular real estate investment option.  It had also risen in popularity because of several real estate tv shows such as HGTV. But what are the important things you need to be aware of before you decide that being a landlord is for you?

What are the Things you Should be Aware of to Become a Landlord?

Educate yourself in the ethics and laws of renting

Understand about security deposits and other intricacies that comes with it. It’s also essential for you to know housing discrimination laws. This is something that could cost you a lot when you unknowingly fall into the trap of being unaware.

Checking your properties periodically

If you’re just starting out, you may want to live within or nearby your property for convenience’s sake. It’s important to check your properties periodically. The regulation is commonly stated in the legal documents signed when you take in your tenants. Inspections can be done in three months intervals. This is where you inspect closely how your property fares with your current tenants as renters.  

Remember that the returns take time

The residential income property scheme is definitely not quite like the “fixer uppers” scheme. It is clearly not a get rich overnight business model. It takes time and effort in order for a property to make its returns. Being a first time landlord, you may feel impatient. So have a realistic expectations. Talk to other landlords or go to a forum if you’re curious how much a landlord makes a return on their property investment.

Enforcing rules

It’s important to know how you can enforce the rules to your tenants politely. This is essential to make sure that rents are paid on time. The relationship between tenants and landlords is supposed to be just like any other business relationships. But it’s a bit tricky. If you live nearby or you live in the same building, you’re very likely going to see your tenants every day. Even though you’re good friends with your tenants, don’t let that as a reason for you to allow late payments.

Consider repairs on your expenses

Can you do your property fixing by yourself? This is often overlooked by first-time landlords. Things such as plumbing and repairing certain fixtures of your property will cost you money. It would be so much cheaper if you can do everything by yourself when you’re just starting out. However, knowing the right person can help a lot. Contractors can get expensive over time. So if you have connections with them, consult your intention and come to a win-win situation for both parties.

Do a background check

Knowing the relevant background of your potential tenants is one way to ensure that you will get your investment returns. Check their credit score in the tools available online. However, remember that credit score is not everything when it comes to determining whether someone is a good tenant or not. Students for example, may not have enough credit scores that could help you determine whether to decline or to accept a tenant. It’s a good idea to find more about your tenants by asking them yourself.

 

Feeling Nervous for Your Upcoming Komodo Liveaboard Trips?

Are you going to Komodo this year? Have a walk with the dragons and get the most breathtaking landscape shoot to bring back home?

Today, more and more people are taking the chance to travel to the pristine and overly gorgeous Komodo with Komodo liveaboard, wooden ships that offers an experience of living in boat while exploring Komodo to every nook and cranny. For the first timer, it can be an expanding experience to build new skills, deepening your knowledge of the world, and meet new people from all around the world.

Feeling Nervous for Your Upcoming Komodo Liveaboard Trips?

Listen to Those Around You

Being in aLiveaboard, you gonna be exposed a whole bunch new experiences from people around you. It’s a great time to learn stories—some might even sounds bizarre when you hear it for the first time! Some of the passengers might come for Komodo’s otherworldly diving sites and diverse marine life, and they might have spent half of their life underwater. They can give you great tips that couldn’t be found in the internet! Be ready for sailing days full of stories.

Do Your Best to Remember Names

How do you feel when a stranger that you just meet remember your name? You are feeling unexpectedly happy, right? To make your Komodo liveaboard experience even more lively, try to remember your sailing mates’ names. Starting a conversation or calling for helps will definitely get easier when you know who their names are.

Don’t Compare Experience. Respect Yourself

Being a newbie in liveaboard full of professionals and experienced adventurer, it’s easy to fall into the trap and start comparing yourself with the other. Don’t spoil your holiday mood by letting insecurities to slip in. If other people can see a mating dragon on their last trip while you barely see one, so what? What’s the matter if you don’t have the chance to swim with white tip sharks during this time while other divers did it a year ago? Being in such cool place like Komodo is already a blessing as itself. It doesn’t get less special just because you don’t experience what others did/

It’s Okay to Make Space for Yourself

Surrounded by travel mates in Komodo liveaboard’s limited space 24/7 might make you think that you need to be social all the time. But actually, you don’t. You don’t have to force yourself to engage in conversation out of boredom when you don’t feel it. Feel free to slip away and excuse yourself for early retreat to the cabin or one of your favorite spot in the boat with a book and good music. It’s your hard-earned holiday, after all!

…But It’s Also A Great Time to Open Up

Can you imagine a better setting than an adventure in Komodo liveaboard to eat in one tables with an architect, full time blogger, scientist, dive master, tattoo artist, and a digital marketing strategist from all countries and backgrounds? Everyone have something unique to share, and maybe you too! Break the barriers and let them opens up a whole new world for you.

Handling Your Property Business from Home

There are many ways to handle your property business. You can even work from home and it is not a bad idea at all. Many people even find it more efficient and effective to work from home. Of course, there is reason why it is still effective to work from despite of the circumstances. However, we are living in different day. Today, everything is easier due to the advance of technology. Thus, the concept of traditional office space is no longer a big deal. Everyone can work from anywhere they can as long as they have things to help them with that. Working from doesn’t mean you mix your personal and business space. As long as it is still productive then there is no problem doing it.

How to handle your property business from home

There are benefits working from home according to some studies conducted. For example, it is easier to focus and concentrate on the tasks since there is less distraction especially for those who live alone. The next benefit is the decreased cost because there is no need to pay for transport for example. There are basically other benefits received by those who have already experienced handling their property business works from home. How can you do it right then?

  • There is no big difference on how you tackle all your tasks from office or home. You still need to rely on a plan. You need to make a plan of the tasks you need to accomplish daily. You will have to list them in the right order based on the level of priority. You can try highlighting the most productive tasks so that you don’t need to waste your time. Thus, there is no reason to feel less productive when you work from home.
  • In making a plan to list the tasks you need to accomplish, you need to stick to the schedule. Thus, you will follow the schedule accordingly and finish on time. By having a time frame, you won’t lose your focus or discipline in managing your tasks. You also need to be specific in the amount of time you need to finish every task.
  • Handling property business is not all about administrative works. Sometimes, you need to build your networking by meeting with people, surveying potential are for investing, etc. Those stuffs shouldn’t bother you. You can still do all and include these activities on your work plan. You can handle them through email, phone call, text, or just go and meet them personally. Working from home doesn’t mean you are not allowed to meet people face to face though.
  • In order to make yourself comfortable yet productive, it is highly suggested to set up a work-friendly space. You need to create a specific area where you can work without any distraction. Thus, you will feel comfortable working from home but you can still focus on your work. If you live with others at home, make sure to tell them when you are available to be disturbed and not.  

Benefits Buy Villa Bali For Personal Investment

The Bali market is skyrocketing and people are starting to look for something special. Whether you are on vacation solo, family or group, the main and most important thing is to look for accommodation. More and more opportunities to find comfortable, cheap and luxurious accommodations. The graph of tourist arrivals in Bali is above the average each year. This is the reason more and more investors are building hotels, villas or resorts with complete and luxurious facilities.

Buy Villa Bali

Buy Villa Bali To Get Additional Income

No need to hesitate for property investment. The property market in Bali is always increasing and real estate purchases always exceed predictions every year. If you want to invest, buy a Bali villa can be something right and profitable. In fact, the value of investment in Bali is not too influenced by political temperatures or natural disasters. For example, when the Agung mountain spewed out lava, tourism continued to run stably.

The benefits of buy villa Bali for your personal investment are clearly visible. When you decide on an investment with a Bali villa buy, you have benefited significantly. Wherever your villa Bali investment location, don’t be afraid of losing money. There are many ways to use your investment to be an advantage.

If you buy a second villa Bali, pay attention to the quality factors of the building, and any possible damage to a building. If necessary, hire a construction expert to check your villa. When maintenance and maintenance are done well, the value of your investment will increase.

One more thing that you should pay attention to when buy villa Bali for quick profits. You can rent villas for tourists, especially those who need holiday privacy. Villas are a destination for many tourists, both honeymooners, stress relievers or other private interests. Think about the best promotions so that rental income can pay for your bank mortgages. Isn’t this a brilliant idea?

Services for guests are the main if you want to promote the villa based on the recommendations of the guests. I think this is a simple and fast way of promotion for guests to return in an astonishing amount. Ensuring your guests’ comfort and privacy are always guarded. Satisfaction of guests will bring blessings and profits multiplied when you decide to buy villa Bali for a comfortable, luxurious accommodation and private vacation.

Or if your time is excessive, take advantage of your vacation with family by visiting your villa Bali. This is also useful so that you can inspect the villa and make repairs if needed. The main thing before deciding on buy villa Bali is how you do financial planning so that there is no bad credit. Make sure before you buy villa Bali, the document process runs well without any legal issues, which may harm you.